Michael Farrell, CFA®

The Advanced Planning Group at U.S. Capital Wealth in Houston
The Advanced Planning Group at U.S. Capital
Wealth in Houston is a boutique four‑advisor team—
Todd Lavergne, Nick Erwin, Ryan Ringuet and
Wren Ripoll—focused on personalized estate/legacy
planning, restricted‑stock execution, and Rule 10b5‑1
trading plan design for high‑net‑worth individuals
and corporate executives. In 2025, InvestmentNews
honored the Group as “RIA Team of the Year
(Under 10 Advisors),” underscoring its blend of
technical sophistication and boutique impact.
The Advanced Planning Group at U.S. Capital
Wealth in Houston is a boutique four‑advisor team—
Todd Lavergne, Nick Erwin, Ryan Ringuet and
Wren Ripoll—focused on personalized estate/legacy
planning, restricted‑stock execution, and Rule 10b5‑1
trading plan design for high‑net‑worth individuals
and corporate executives. In 2025, InvestmentNews
honored the Group as “RIA Team of the Year
(Under 10 Advisors),” underscoring its blend of
technical sophistication and boutique impact.
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